Why use a mortgage broker?

Whether you are buying your first home, dream home or an investment property, it pays to have an experienced mortgage broker help you get the best rate on your home loan.

There is no added cost to you and there is a good chance that they will get you a better home loan rate than your bank will offer. So why wouldn’t you enlist a mortgage broker to assist you?

The policies of the lending institutions are forever changing, depending on a myriad of reasons including legislation, economy and the individual financial situation of each institution.

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Orren TopolanskyComment
Buying a home using a “sunset clause” - that is, buying a home with the condition of selling your home to complete the purchase.

Many home owners do not feel comfortable selling their home prior to buying a new home. They feel too nervous that they won’t be able to find and buy a suitable home before theirs is sold and settled and they don’t like the prospect of renting and having to make two moves.

The solution to this is for the buyer to make an offer on the property they intend to buy, that is subject to the sale of their own property. This is commonly known as purchasing subject to a sunset clause.

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Under Contract - a sellers’ guide

As a seller, once you have a contract on your property there are usually a few processes that will take place which you need to be aware of.

Also included in this article is a useful checklist of things to do to make your move as smooth and stress free as possible.

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